Company Profile

Our philosophy

Progressive specialise in offering bespoke Financial Planning solutions to optimise personal and corporate wealth.

Although many functions can be handed in house, our service is not just based on what we know but also who we know, as we firmly believe that diverse professional relationships are essential to provide a holistic approach to financial planning.

As legal precedent is now reiterating, “ignorance is not bliss!”

We have, from this perspective, developed strong relationships with leading accountants and solicitors, in addition to investment houses, insurers, lenders and pension providers, with regular reference to Counsel’s opinion, to provide leading edge advice with appropriate risk assessments. We subscribe to Sesame's highly reputed research facility, which is based on tight disciplines and an extremely broad base of industry knowledge and influence.

In-house, we have developed significant property expertise as many of our clients wished to diversify through the‘90’s, when property was viewed as an undervalued asset, and have more direct control over their capital through property investment. This often involved gearing so that both domestic and commercial mortgages became a key aspect of our business (as for most clients, their property was of equal or greater value than their pension and many perceived property as their future pension income). We have therefore developed a well-established niche in this market and its associated tax strategies.

Progressive can therefore cater for the majority of individual’s wealth management requirements via our focused, in-house team of professionals, whilst still recognising the need for further specialist professional services.

We have never sought to over-simplify the issue and believe in a broad range of complimentary solutions. We strongly believe in the equity markets whilst recognising that other asset classes including property should therefore have a place in many people’s investment portfolios in order to achieve a suitable balance.

Wealth management is all about optimizing the capital assets, be it via growth, effective management or for sophisticated clients with an appropriate risk profile (in some circumstances this may require a higher risk profile), gearing, whilst minimising the costs (i.e., contract expenses and taxation). This process is never an exact science but generally about finding an acceptable compromise.

We look to build long term relationships, via our closely integrated team, to provide ongoing effective strategies. We believe that the key issue is PEOPLE and to this end, whilst consistently growing the business year on year, we have managed to develop the right people so that our core staff have increased with a near 100% staff retention for the last five years, allowing us to provide our clients with a superior level of continuity